In many financial institutions around the country, there are independent investment and securities brokers. Each broker that operates under a financial institution must pass the broker license and complete a background check to assist and manage an investor’s financial success. As a broker’s book of business grows, he or she has to make sure that they are servicing each of the investor’s portfolios. However, when greed becomes a part of some broker’s characteristic, they look for ways to increase their gross dealer concession (GDC). In this paper,we will provide a description of business situations that presents a legal and ethical issue.