When information is read or copied by someone not authorized to do so, the result is known as loss of confidentiality. For some types of information, confidentiality is a very important attribute. Examples include research data, medical and insurance records, new product specifications, and corporate investment strategies. In some locations, there may be a legal obligation to protect the privacy of individuals. This is particularly true for banks and loan companies; debt collectors; businesses that extend credit to their customers or issue credit cards; hospitals, doctors' offices, and medical testing laboratories; individuals or agencies that offer services such as psychological counseling or drug treatment; and agencies that collect taxes. Information can be corrupted when it is available on an insecure network. When information is modified in unexpected ways, the result is known as loss of integrity. This means that unauthorized changes are made to information, whether by human error or intentional tampering.