Another factor that increases health care cost is lawsuits. Malpractice suits can end with a large amount of money being lost by health care providers. To cover malpractice a certain type of insurance is purchase which can be very pricey. Whether a surgical instrument is left behind or a person dies from not getting the proper treatment, a health care provider needs to make sure they are covered for any mistakes that might occur. No one is perfect and health care providers are no exception.